
:root{--ink:#10233f;--muted:#5d6b7e;--brand:#155eef;--brand2:#0b3b91;--bg:#f6f8fc;--line:#dfe5ee;--white:#fff;--green:#087f5b}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.7}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto}.container{width:min(1160px,calc(100% - 32px));margin:auto}.topbar{background:#081a35;color:#dce7fb;font-size:.9rem;padding:8px 0}.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.navin{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:72px}.brand{font-weight:800;color:var(--ink);font-size:1.1rem;line-height:1.15}.brand span{display:block;color:var(--brand);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase}.menu{display:flex;gap:20px;align-items:center}.menu a{color:var(--ink);font-weight:650;font-size:.94rem}.menu .cta{background:var(--brand);color:#fff;padding:10px 16px;border-radius:9px}.toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:8px;padding:8px 11px;font-size:1.1rem}.hero{background:linear-gradient(135deg,#081a35 0%,#0f3c88 58%,#155eef 100%);color:#fff;padding:88px 0 78px}.hero .grid{display:grid;grid-template-columns:1.25fr .75fr;gap:56px;align-items:center}.eyebrow{font-weight:750;text-transform:uppercase;letter-spacing:.13em;font-size:.8rem;color:#a9c7ff}.hero h1{font-size:clamp(2.35rem,5vw,4.7rem);line-height:1.05;margin:.25em 0}.hero p{font-size:1.18rem;color:#dbe8ff;max-width:760px}.buttons{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.btn{display:inline-block;padding:13px 20px;border-radius:10px;font-weight:750}.btn.primary{background:#fff;color:#0b3b91}.btn.secondary{border:1px solid #9ebcf5;color:#fff}.hero-card{background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.2);border-radius:20px;padding:26px}.hero-card strong{font-size:2rem;display:block}.section{padding:72px 0}.section.alt{background:var(--bg)}.section h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.15;margin:0 0 16px}.lead{font-size:1.12rem;color:var(--muted);max-width:850px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:32px}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:25px;box-shadow:0 8px 30px rgba(16,35,63,.05)}.card h3{margin-top:0;line-height:1.25}.card p{color:var(--muted)}.tag{display:inline-block;padding:4px 9px;border-radius:999px;background:#eaf1ff;color:#174ea6;font-size:.78rem;font-weight:750;margin-bottom:12px}.article{padding:58px 0 76px}.article-wrap{display:grid;grid-template-columns:minmax(0,780px) 280px;gap:52px;align-items:start}.article h1{font-size:clamp(2.25rem,4vw,3.65rem);line-height:1.08;margin:.3em 0}.article h2{font-size:1.75rem;margin-top:2.1em;line-height:1.2}.article h3{font-size:1.28rem;margin-top:1.6em}.article p,.article li{color:#34465d}.toc,.aside{background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:20px}.aside{position:sticky;top:95px}.aside h3{margin-top:0}.aside a{display:block;margin:9px 0}.checklist{padding-left:0;list-style:none}.checklist li{padding:8px 0 8px 30px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}.note{border-left:4px solid var(--brand);background:#eef4ff;padding:18px 20px;border-radius:0 10px 10px 0;margin:24px 0}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{font-weight:750;cursor:pointer}.breadcrumbs{font-size:.9rem;color:var(--muted);margin-bottom:16px}.cta-band{background:#102f66;color:#fff;border-radius:20px;padding:34px;margin-top:48px}.cta-band p{color:#dbe8ff}.footer{background:#07172e;color:#d4def0;padding:56px 0 28px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:42px}.footer h3{color:#fff}.footer a{color:#d4def0;display:block;margin:8px 0}.copy{border-top:1px solid #28405f;margin-top:35px;padding-top:22px;font-size:.88rem;color:#9fb0c8}.resource-list{display:grid;grid-template-columns:1fr 1fr;gap:18px}.resource{border:1px solid var(--line);border-radius:12px;padding:18px}.resource h3{margin-top:0}.form{display:grid;gap:14px}.form input,.form textarea,.form select{width:100%;padding:13px;border:1px solid #cbd5e1;border-radius:9px;font:inherit}.form button{border:0;background:var(--brand);color:#fff;padding:13px 18px;border-radius:9px;font-weight:750}@media(max-width:860px){.toggle{display:block}.menu{display:none;position:absolute;left:16px;right:16px;top:72px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px;flex-direction:column;align-items:stretch}.menu.open{display:flex}.hero .grid,.article-wrap,.footer-grid{grid-template-columns:1fr}.hero{padding:62px 0}.hero-card{display:none}.cards{grid-template-columns:1fr 1fr}.aside{position:static}.resource-list{grid-template-columns:1fr}}@media(max-width:560px){.cards{grid-template-columns:1fr}.section{padding:54px 0}.article{padding-top:38px}.hero h1{font-size:2.45rem}}
